Texas Home with Home Insurance Coverage

Home Insurance

Home Insurance

Home insurance is something that we usually don’t think about until we need it. Having a quality home insurance policy will prevent you from financially crippling repairs that often happen beyond your control. From hurricanes and fire damage to vandalism and theft, you’ll need to make sure that you are protected. At Wilker Insurance Agency located in Texas, our top priority is protecting our clients against the unexpected.

Things to Consider When Purchasing Home Insurance

Decide how much coverage you will need before you purchase a home insurance policy. A better insurance policy will mean less out of your pocket in the event of a disaster. Navigating the various options of coverage can be confusing, which is why we take the time to go over the details to fit your needs.

How Does Reimbursement Work?

While you hope that you will never have to file a serious claim, it’s good to know how you will be taken care of if something happens. Ensuring that you will receive financial backing can be stressful, and reimbursement happens in a few different ways.

  • Cash Value-A cash payment is given to you to replace the damaged area with deductions taken out for appreciation.
  • Guaranteed Coverage- You’ll be covered for the cost of replacement even beyond your coverage limits
  • Replacement Coverage-Items will be replaced without factoring in appreciation, but you stay within your coverage limits

The staff at Wilker Insurance Agency is here to help protect your most valuable asset through a comprehensive Texas home insurance policy. Home is where the heart is and let us make sure you’ll enjoy it for the years to come. Pick up the phone and give us a call today for more information about a homeowner's policy in Texas.

Our Trusted Partners

  • Allied Trust
  • American Risk Insurance
  • Anchor
  • Centauri
  • Centauri Flood
  • Guard
  • Hagerty
  • Home Owners of America
  • Lighthouse
  • Maison
  • Mercury
  • Progressive
  • Safeco
  • Sagesure
  • State Auto
  • Swyfft
  • Travelers
  • Universal North America